When Janet was a child, her parents would always tell her,

"If you go to school, you can get a good job, and you won't need allowance from us anymore. But, you have to get good grades."

Janet took this seriously and studied hard. She became an "A" student and remained that way until she finished high school.

When Janet was a teenager, her high school teachers would always tell her,

"If you go to college, you'll be able to have a career. And a career is more likely to make you rich than a job. But, you have to finish college."

Janet's grades had allowed her to enroll into a very prestigious college. In juggling work and college, she had to miss out on many events held by family and friends. In the end, she graduated, Summa Cum Laude.

When Janet was a middle-aged adult, her boss told her,

"If you were a bit younger, we would be able to afford your services and you'd be able to stay with us. But, unfortunately, we are going to have to let you go."

Janet searched, but no one would hire her into the profession that she was so accustomed to. Eventually, she found a minimum wage job.

When Janet was a senior citizen, her social worker told her,

"If you had put more money away when you had a career, you'd have a bigger check and you'd be able to retire by now. But, you didn't, and the government is not responsible for that, so get a job."

Janet was stunned.

"But sir," she said, "I was an "A" student from elementary to high school. I graduated with the highest honors in college and I had a great career. Do you know how much fun I missed out on in those days? I thought that entitled me to a retirement sponsored by the government."

The social worker leaned over his desk and simply replied, "Welcome to the real world."