Rich people get a lot of criticism just for being rich. They are generally perceived as stuck-up, lazy, and greedy. People who say those things have all kinds of questions for the rich:

"Why do they need a house that big? Why do they need two cars each? Why do they need so many expensive paintings? Why do they need all those bedrooms? Why do they need so much money?"

And then there's the usual complaint:

"It's not fair that I work so hard while they get millions of dollars for something that anybody can do! They should give that money to me!"

The example questions are self-explanatory: rich people don't need those things. They just happen to want them. Do you need a house? No, but you may either own or prefer to live in one, rather than an apartment. Do you need your car, or your dream car, if you don't have one? No. You can take public transportation, but you may want a car of your own. Rich people are no different, other than the fact that they can afford exactly what they want. It's not a matter of greed, it's a matter of preference.

Look at it this way: do you think the homeless people whom some of you frequently pass by are entitled to your hard-earned money? You may not be rich, but to a homeless person who has to struggle just to survive one day, you're practically royalty with your clean clothes, warm house, and car. Why don't you set an example for the rich and donate some of your stuff to poor people who live near you? Most likely, you don't need everything you own, just like you say about rich people.

The latter two example statements are just pathetic. Why are you entitled to free money that other people worked for? Because you work hard? Rich people work just as hard, if not harder than you for their money. Yes, even those celebrities you may love to hate.

Those of you who have jobs know that no matter what it is, or how much it pays, it's not as easy as it looks. You could be a cashier, a toll collector, a movie usher, anything that looks easy, but if someone were to say, "Oh, anyone can do that," you might look at them funny. Claiming that professionally acting and singing are easy is just as foolish.

People who think celebrities don't work hard don't have a clue. You try studying a hundred-plus page script within a few months and then reciting your lines in public. Ever had to write a selection of songs that millions of people enjoy, then perform those songs in front of those millions on a frequent basis? See if you can score upwards of 32 points in most of your basketball games. Would you follow the strict diet and exercise schedule that an athlete has to constantly keep up with? Try having a throngs of people following you and your family everywhere with cameras every time you leave the house.

Entrepreneurship is a very difficult way to make a living. You have to know what people want. You have to come up with something that hasn't been done before. You have to spend a fortune on trial-and-error in the making of the product. You have to secure the patents, copyrights, anything to prove that you own it. You have to market against fierce competition, trying to make your product look better than theirs. Most people get stuck on the idea stage.

Of course, people have to get mad at the children of the rich, too. If a rich person wants their kids to live off their money as adults until they can make it on their own, it's a problem. If the kids are chosen to continue the business that gave their family its fortune, it's a problem. It's a problem because most people look at it like, "Oh, my God, I have to work for a living and struggle while these brats have everything handed to to them!"

For the record, not having to work does not mean that a person is lazy. And what's wrong with not having to work for a living? You said it yourself that you hate having to struggle to pay bills. Well, unless a person learns from the wealthy through their presence and/or teachings, starting at a young age, that's exactly what they'll be doing for most of, if not all their life if they work for a living. Don't let the stereotypes fool you; even doctors and lawyers have trouble keeping the lights on.

If the rich parents do it right -- as in teach their kids about finances and not spoil the kids or allow them to look down on the less fortunate -- the kids will never have to go through the grim realities that many people face. They won't have to enter a crooked workforce that barely pays them enough to live off of. They won't have to constantly worry about being laid off. They won't have to work multiple jobs. They can pay medical expenses without losing everything they own.

Other than you being envious, what is the problem? Just because the workforce is flawed doesn't mean that everyone should have to be a part of it. Don't get mad at the people who are blessed not to have to work like dogs; blame the workforce, or perhaps yourself.

There's also the argument that rich people should not have so much money because the universal poverty rate is so high. Many people think that if rich people would donate every dime they earn to the poor, poverty would suddenly vanish.

This is a very understandable point. But, believe it or not, putting an end to poverty is not as simple as dropping a million dollars into the lap of every poor person in the world. Most people, even above the poverty line, never get the financial education they need to handle that much money. Unless a person is properly educated on money management, they will lose it all in due time.

The lottery pays millions of dollars to average people just because they happen to own a piece of paper. Usually, those people don't know how to manage their prize responsibly. They want to live like celebrities, so they buy all sorts of expensive stuff until they end up with even less money than they had before the lottery.

Some celebrities also have problems with money. You may read about them having their homes raided because they owe tax money. You may have noticed some of them constantly getting arrested and spending thousands in bail money and court costs.

Most troubled celebrities had those problems before they got all that money. The money was just a way for their bad habits to worsen. If they were gamblers before, they can bet even more money now. If they had drinking problems before, they can buy more to drink now. If they were shopping over their monetary limits before, they can do the same thing now.

Obviously, average people are familiar with earning money. Celebrities who earn excessive amounts of money know what it's like to live a lavish lifestyle. If some of them can't even keep millions of dollars, what makes you think a poor person can just take that much money and make a living off of it? Things are meant to go as quickly as they come. That's why when people get rich quick, it never works out.

And it doesn't stop at the rich. People with high income put up with similar criticism from friends, relatives, and even complete strangers. I'm not talking about people who would spend hundreds of dollars on a pair of sneakers and then complain about their jobs not paying well enough. I'm talking about people with a high salary who can afford to buy what they want and still make a decent living.

For example, a person may have a fancy car or cell phone. People will complain to no end about that purchase because they think it's too much for the buyer.

Some people even get jealous of and mad at the kids. Like the kids have direct control over whether the parents shop for them. The complaining they do is borderline disturbing.

"Why does a 9-year-old need their own computer, and with internet access? I don't even have an iPod, why does that brat need one? Why do the parents need a three-bedroom house just because they have two kids?

Like the rich, people with high income only need two answers: one, they want it, and two, it's their money. End of story.

You may not want a cell phone that tells time, sends texts messages, roams, three-ways, saves contacts, surfs the internet, plays music, washes clothes, opens the garage door, hits baseballs, performs surgery, writes on a chalkboard, mops the floor, mows the lawn, sings Christmas carols, designs buildings, flies planes, and brushes teeth, but some people do. You may not want your kids to have a computer at an "early age," but some parents know the difference between maturity and age.

If they earned the money, they have every right to spend it the way they please. Are you their financial adviser? Did you lend them thousands of dollars for a hospital bill and then catch them driving a brand new car? Does their purchase have any consequence on your life or anyone else but their own? If not, then the question is not "why do they spend so much money," but "why don't you mind your business?"